Finance
Loans, mortgages, interest, ROI, savings · 72 tools
Career & pay 1
Employment 2
India Gratuity Calculator India gratuity under the Payment of Gratuity Act: 15/26 of last drawn salary per completed year, ₹20 lakh cap — instant and free.
-> UAE Gratuity Calculator UAE end-of-service gratuity: 21 days of basic pay per year for five years, 30 after, two-year cap — instant and free.
-> Gold 2
Home loans 2
Mortgage Calculator Estimate monthly principal & interest, total cost, and total interest for a fixed-rate home loan.
-> Mortgage Term Comparison Compare 15-, 20-, and 30-year mortgage terms on YOUR loan — enter the amount and rate and see how a shorter term raises the monthly payment but slashes total interest.
-> Income 6
Annual Income Calculator Hourly wage to annual, monthly, and weekly income — the 2,080-hour year done right.
-> Bonus Tax Calculator Preview your bonus deposit after the 22% federal supplemental rate, FICA, and state withholding.
-> Commute Cost Calculator The real cost of driving to work: fuel and parking by week, month, and year — weigh it against remote days.
-> Overtime Pay Calculator Weekly pay with overtime at 1.5× or 2× — regular, OT, total, and your effective hourly rate.
-> Pay Raise Calculator Your raise as a percentage and monthly dollars from old and new salary — compare against inflation honestly.
-> Salary to Hourly Converter Convert annual salary to hourly, weekly, and monthly pay — adjustable hours per week and paid weeks per year.
-> Interest 3
APY Calculator Convert APR to APY for any compounding frequency, plus exact doubling time — see what your savings really earn.
-> Inflation Calculator What today's money is worth after inflation: future prices and purchasing power at any rate and horizon.
-> Simple Interest Calculator Simple interest and total value from principal, rate, and time — the linear-growth formula for loans and bonds.
-> Investing 12
Accumulated Depreciation Calculator Annual charge, accumulated depreciation, and book value with the straight-line method.
-> Annuity Payout Calculator Monthly income a lump sum generates over a fixed payout period at a given return — the annuitization math.
-> CAGR Calculator Annualized return from start value, end value, and years — compare investments honestly with CAGR.
-> Cap Rate Calculator Cap rate and gross yield from price, rent, and expenses — the financing-independent rental property screen.
-> Dividend Yield Calculator Dividend yield from price and payout, plus the yearly and monthly income any investment amount would generate.
-> DSCR Calculator Debt service coverage ratio for rental and commercial loans — NOI over annual debt service, with the 1.25 lender benchmark.
-> Position Size Calculator Shares to buy from account size, risk percent, entry, and stop-loss — the trading risk-management standard.
-> Present Value Calculator Discount any future amount to today's value — the time-value-of-money math behind every lump-sum decision.
-> Retirement Contribution Limits IRS contribution limits for 401(k), 403(b), 457(b) and IRA accounts across 2026, 2025 and 2024, including both catch-up tiers.
-> Rule of 72 Calculator How long money takes to double at any rate — the classic shortcut next to the exact answer.
-> Stock Average Cost Calculator Average cost basis and breakeven across up to three buy lots — see what averaging down does to your position.
-> Stock Profit Calculator Profit, loss, and percentage return on a stock trade from buy/sell prices, shares, and fees.
-> Islamic Finance 2
Zakat al-Fitr Calculator Zakat al-Fitr for the whole household: one saʿ of staple food per person or the Hanafi cash equivalent — totals before the Eid prayer.
-> Zakat Calculator Calculate zakat with live gold/silver nisab thresholds, a full asset checklist, and the 2.5% rate — methodology stated, in nine currencies.
-> Loans 14
Amortization Schedule Calculator Full month-by-month amortization schedule with yearly rollups and an extra-payment field showing years and interest saved.
-> APR Calculator (Rate + Fees) Find a loan's real APR once fees are folded in — the disclosure-standard calculation, so you can compare loans honestly.
-> Balloon Payment Calculator Monthly payment and the balloon balance due for partially amortized loans — commercial and seller financing math.
-> Car Loan Calculator Monthly car payment from price, down payment, trade-in, rate, and term — plus the true interest cost of financing.
-> Credit Card Payoff Calculator How long a fixed payment takes to clear a credit card balance, and the total interest — the minimum-payment math laid bare.
-> Credit Utilization Calculator Credit utilization ratio from balances and limits, plus the exact paydown to reach the 30% and 10% thresholds.
-> Debt Payoff Planner — Snowball vs Avalanche Compare debt snowball and avalanche payoff strategies across all your debts — months to freedom and total interest for each.
-> Debt-to-Income Calculator Your DTI ratio from monthly payments and annual income, plus the room left under the 36% lending guideline.
-> EMI Calculator Calculate monthly EMI, total interest, and total payment for home and personal loans — with lakh totals, the way loan numbers are quoted.
-> Loan Calculator Monthly payment and total interest for any fixed-rate loan from amount, rate, and term. Free and instant.
-> Loan Payoff Calculator How long to pay off a loan or credit card at your current payment — payoff time, total paid, and interest cost.
-> Murabaha Cost-Plus Calculator Calculate the total price and monthly instalment on a murabaha cost-plus sale, and compare it with a conventional loan at the same rate.
-> Prorated Rent Calculator Exact rent for a mid-month move-in: daily rate × days occupied, with month-length options.
-> Rent Affordability Calculator How much rent you can afford by the 30% rule and the 40× landlord rule — from your annual income.
-> Mortgages 8
Closing Cost Calculator Add up lender, title, escrow and prepaid tax and insurance fees to see your closing costs and the total cash you need at closing, down payment included.
-> Down Payment Calculator Down payment in dollars and the resulting loan from home price and percent — FHA 3.5% to 20% tiers with PMI notes.
-> Down Payment Comparison The same house at six down payments: cash required, loan size, monthly payment, and where PMI stops.
-> House Affordability Calculator Home price ceiling from income, debts, rate, and down payment using the lender 28/36 rule and real mortgage math.
-> Income Needed for a Mortgage The gross income a lender wants for a given home price, by the 28% housing and 36% total-debt tests — and which one binds.
-> Mortgage Points Calculator Discount points break-even: upfront cost vs monthly savings on a 30-year loan — when buying down the rate pays.
-> Mortgage Rate Sensitivity The same loan priced a full point either side of your rate: monthly difference and total interest, a quarter point at a time.
-> Refinance Break-Even Calculator When refinancing pays for itself: break-even months from closing costs and monthly savings, plus 5-year net.
-> Rates 1
Reference 1
Savings 14
401k Match Calculator Employer 401k match dollars from your salary, contribution, and plan terms — see what the match is worth.
-> 50/30/20 Budget Calculator Split your after-tax income by the 50/30/20 rule: needs, wants, and savings — budgeting without a spreadsheet.
-> CD Calculator Certificate of deposit maturity value, interest earned, and effective yield from deposit, rate, term, and compounding.
-> College Savings Calculator Future college cost at education inflation and the monthly savings to cover four years — 529-ready numbers.
-> Compound Interest Calculator See how savings grow with annual compound interest: final balance + interest earned. Free + instant.
-> Daily Habit Cost Calculator What a daily habit really costs per month, year, and decade-invested — price the trade-off truthfully.
-> Emergency Fund Calculator How much emergency fund you need (3–12 months of essentials) and how long it takes to build at your saving rate.
-> Faraid Calculator (Islamic Inheritance) Calculate Islamic inheritance shares for a spouse, children and parents as exact fractions, percentages and amounts.
-> FIRE Calculator Financial-independence number from monthly spending, plus where compounding takes current savings and the gap left.
-> Maaser Calculator Calculate ma'aser kesafim from income and deductible expenses, at a tenth or a fifth.
-> Net Worth Calculator Your personal balance sheet: total assets, total liabilities, and net worth from 11 everyday categories.
-> Retirement Date Calculator The exact date you reach retirement age and the countdown to it — 65, 67, or your own target.
-> Retirement Drawdown Calculator How long a nest egg lasts at your monthly withdrawal and return rate — exact depletion timeline, or forever below the safe rate.
-> Savings Goal Calculator How much to save monthly to reach any goal by a deadline, with compound growth counted — car, house, or a million.
-> Tax 2
Taxes 2
German Social Insurance Contributions Calculator (2026) Calculate 2026 German social insurance: health, care, pension and unemployment, with ceilings and the employer's share.
-> IRS Standard Mileage Rates IRS standard mileage rates per mile for business, medical, moving and charitable driving, including the mid-year 2026 change.
->